Payment Systems

UAE Central Bank’s cheque processing solution on a country-wide basis, as well as that for about 25 commercial banks in the Emirates are implemented by Raqmiyat through its partnership with Unisys, who are an undisputed leader worldwide in this field.

Anti-Money Laundering

Unisys Anti-Money Laundering (UAML) system helps financial institutes detect fraud and money laundering transactions. It also helps the banks comply with guidelines from regulatory bodies.

Trade Finance

Raqmiyat has developed a feature-rich, comprehensive Trade Finance System for the UAE market. It covers Import & Export Letters of Credit, Collections, Guarantees, Interfaces to S.W.I.F.T., Telex etc. A lot of suggestions and feedback from user banks have been taken into consideration in enhancing the functionality of the system.

Financial Peripherals

Raqmiyat supplies a wide variety of financial peripherals, which include Integrated Keystations, Integrated PIN Pads, MICR Devices for Teller Stations, a wide variety of Financial Printers, etc. When integrated with front-end applications, these devices provide space savings at teller counters, and also give a modern look to a bank branch.

Integrated Retail Delivery

Raqmiyat implements Unisys e-@ction Financial Channel & Customer Relationship Management Solution – one solution for multiple delivery channels. It addresses the requirements of Branch Automation, Call Centre, Internet Banking, Sales & Marketing functions and ensures uniform & consistent treatment of customers.

Core Banking

Unisys e-@ction Urbis is an integrated core banking system, covering Wholesale and Retail Banking functions, with integrated Risk Management. Modular in architecture, this system allows the financial institutions add on a new module as and when the business requires it. Modules related to Private Banking are the new additions to Urbis.

Signature Verification

SignBANK 2000 from Tata Infotech Limited, India, is a premier signature storage & retrieval system, implemented at thousands of bank branches. It can be easily integrated with existing applications for online verification of signatures while processing transactions. It can also be implemented as an independent solution.

Document Management

Raqmiyat provides a comprehensive, feature-rich Electronic Document management System, from Logical Access SA, Switzerland. It can handle documents originating from various sources, such as scanned images, fax, e-mail etc. It also has an in-built C.O.L.D. module. It is integrated with Microsoft Exchange and provides basic workflow management functionality. It can be easily integrated with more comprehensive workflow management systems.